Flexible Boiler Finance Options

At RJ Martindale, we offer our clients flexible, affordable and trustworthy boiler finance to help them spread the cost of their new boiler. With interest-free plans and simple repayments, getting a boiler installed has never been easier.

If you’d like to find out more about our boiler financing options, be sure to stick around. Below, you’ll find useful information that explains how boiler financing works, the plans we offer, and how to choose the best option for you.

Boiler Cover

Pay Monthly Boiler Schemes To Suit You

RJ Martindale’s flexible boiler finance plans can be adjusted to match you and your lifestyle. We don’t believe that anyone should have to make big sacrifices to afford their new boiler, which is why we offer such a wide range of financing options.

Whether you want an electric, gas or combi boiler, we offer flexible ways to pay for your boiler. Whether you’d like to have your new boiler on finance with a 0% interest free plan or take your time with smaller repayments, you can be sure that we have a plan for you. In fact, loan terms are available anywhere between 1 and 10 years.

Additionally, you can choose to pay a deposit on your boiler and use a boiler finance plan to cover the rest of the cost. This is a great option if you don’t want to pay for your new boiler installation up-front and in full.

Our boiler finance loans are overseen by Phoenix Financial Consultants Limited. As a professional and reliable financial company, Phoenix will ensure that every element of your loan and repayment schedule runs as smoothly as possible.

Get a fixed price boiler installation quote online today.

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How Does Buying A Boiler On Finance Work?

Getting boilers on finance is a very straightforward process. The first step is to get in touch with us and request a quote for your boiler. This will be a fixed price that won’t change when you apply for a loan. To apply for boiler finance, you must be at least 18 years old, as well as meet some other requirements:

Requirements for a boiler finance agreement

  • An in-date, valid passport
  • An in-date, valid UK Driving Licence
  • A bill with your name on it from the last three months


The loan

Once you’ve applied for a loan, the next step is credit checks. Our loan partner Phoenix will search your credit file and also ask you to fill in a short application form that will assess whether you’re eligible for the loan.

After the checks have been completed and applications filled in, your boiler loan will be approved! All that’s left is to sign a finance agreement with Phoenix, and the money is yours. Once everything’s sorted, our experienced engineers will be able to get your new boiler in place in no time.


The monthly payments

The repayments that you’ll pay monthly are also simple and easy to understand. The cost of the boiler (plus any interest) is divided equally across your plan. This means you’ll know exactly how much there is to pay every month, so there’ll never be any nasty surprises.

You’ll also have the option to make early repayments or overpayments at any time. This is great if you have some extra cash or decide that you’d like to pay off your loan sooner. Making overpayments will avoid some future interest, as well as shortening the length of the loan.

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What Are Your Other Options For Boiler Financing?

Paying upfront

The main alternative to a pay monthly plan is to pay for your new boiler in full and upfront. The benefit of paying upfront is the avoidance of any interest additions, as well as knowing there won’t be money leaving your bank account every month.

Government grants

The UK government also has schemes available that provide grants for people to put towards a new boiler. Eligibility for these grants is limited, so be sure to research whether or not you are eligible before applying for a boiler grant.

Why Choose RJ Martindale?

1. Experienced team

Every member of the RJ Martindale team is a highly experienced engineer. Whether you’re having a boiler repaired or installed, you can be sure that we’ll complete the job with the utmost care and attention.

Safety is our number one concern – we won’t leave a job until we are 100% sure that a boiler is properly installed.

Our Gas Safe engineers have expertise across all boiler brands and models. As well as installing and repairing your new boiler, we are also happy to provide advice about which products we think would be best for you.

2. Breakdown cover available

Aside from finance plans, we also offer comprehensive breakdown cover for your boiler. Our cover will give you the peace of mind that you’re fully protected in case your boiler stops working. What’s more, this cover comes in at 25% less than British Gas, with no excess payable on repairs.

Breakdown cover is available at 4 different levels and price points. Every level entitles you to an annual boiler service and carbon monoxide test. You access more features such as free boiler replacement, gas pipe repairs, and even coverage for other electrical and energy systems as you move up the levels.

3. Always available for emergency repairs

Unlike other boiler companies, our repairs team is available 24/7 and can be with you rapidly in case of an emergency. There’s nothing worse than a boiler provider that can’t quickly respond to your needs, and we aim to always be there for assistance.

Emergency callouts can be included as part of an RJ Martindale boiler cover plan. This means you can always rest easy knowing that if the worst happens, you’ll be able to take care of it without any stress.

4. Interest rates from 0% APR

Our boiler finance plans start at 0% APR, meaning you don’t lose out if you want to spread the cost over multiple months. These days, interest-free boilers are hard to come by, so our 0% plans are definitely worth looking into.

If you’d like a little longer to pay, then the interest rate is just 9.9% for plans over 12 months in length. Getting your dream boiler has truly never been easier.

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to our customer support team.

Can I get a boiler on finance?

Yes. Most boiler companies offer a loan option that allows customers to spread the expense of their boiler over multiple years. For many people, the upfront cost of a boiler can be too much, so getting a boiler on finance is a fantastic option.

With RJ Martindale, getting boilers on finance has never been easier. We’ve partnered up with credit broker Phoenix to give our customers the fairest and most affordable boiler loans around. You can rest easy knowing that you’re getting a high-quality new boiler without being out of pocket.

Our flexible finance plans can be adjusted to suit you and your lifestyle – you can choose to pay the loan quickly within a year or extend the monthly payments for up to 10 years. It all comes down to you to choose which plan is going to work best for your life.

Is your boiler finance 0% interest?

If you decide to finance your boiler over 6 months, your loan will be completely interest-free at 0.0% APR. This makes it a great way to buy a new boiler without paying the full amount upfront. As a result, the 12-month plan is one of our most popular financing options.

If you’d like more time to pay your loan, the repayments will be subject to a 9.9% interest rate. Our longer plans allow for smaller monthly repayments, so they are definitely worth looking into if you’d like to keep your boiler installation as affordable as possible.

Is paying for a boiler upfront worth it?

For some people, paying upfront for a boiler might be the best option. If you want to avoid committing to a pay monthly plan and would prefer to immediately get everything out of the way, then a single-payment approach is ideal.

In most cases, though, making one large payment is either not desirable or not affordable. This is why most boiler installation companies will offer a loan option to spread the cost over time.

With our 12-month interest-free boiler finance option, you can get a great boiler AND pay monthly without any drawbacks. This is one of our most popular boiler financing plans and is definitely worth looking into if you’re buying a new boiler.

Are credit checks required to get a boiler on finance?

Our loan provider, Phoenix Financial Consultants, will run credit checks to ensure that you are eligible for boiler finance. You’ll also be required to complete a loan application that will assess your ability to make the repayments. You should be aware that loan approval isn’t guaranteed.

Why Boiler Types Can You Get A Loan For?

Financing is available across every boiler type that we install. This includes heat-only, system, and combi boilers. It really doesn’t matter which can of boiler you need – if we can install it, you can pay for it via financing.

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